Have you taken a look closely at your money, where it goes, and what percentage of it you spend? In this scripture, a fool is considered to not have self-control. Often there are ways of setting ourselves up for success so we don’t spend all that we get. Try setting money aside right when you get your paycheck for saving and tithing. Then, live off of the rest. Over time, habits and routine can build our self-control muscle.
The wise have wealth and luxury, but fools spend whatever they get.
~ Proverbs 21:20 [NLT]